AVAILABLE COURSES - California Insurance Licensing

"Yay!! I am very pleased! I have no prior insurance experience and come from a marketing background and I passed my Life and Health the first time with an 84%. Thank you TesTeachers!! Now to study for my P&C." Nora, California Life and Health

Nora is a real student, who passed her exam the first time after completing our innovative online program.  She is not the only one.  If you want to join her, and thousands like her, click "Register Now" above to begin your journey to becoming a licensed California insurance producer.

We have two study options outlined below that will give you everything you need to ace your California Life, Accident and Health and California Property and Casualty exams.  Our students speak volumes for the effectiveness of our programs.  Click the "Testimonials" link above to look through over 7,500 positive reviews of our programs.

Let our experience be your advantage and find out why Success Starts Here with Insurance and Securities School of California and TesTeachers.

***Did you fail your exam after taking your Pre-Licensing from another provider? We can help! Click here to purchase our online cram course.***

Option 1 - Online HD Video California Insurance Courses

California Life, Accident and Health Insurance Courses

This is it!  These are the courses everyone in the industry has been talking about.  Our online California insurance courses are the truest replication of a live class you will find anywhere.  We offer the only course in the industry that can be used online or offline.  We allow our students to download our study manual and video lecture sessions to view offline.  The course includes real video lecture taught by an instructor using an actual board.  You won't find any PowerPoint presentations here, or actors reading scripts only real teachers who actually teach.  Did we mention you will also have access to the audio from the video lecture sessions in streaming and downloadable format?  Oh, there are also hundreds of interactive online exam questions included in the course as well, not to mention real human technical support should you need it, in addition to content support provided by seasoned industry experts.

Insurance and Securities School of California Courses for Life, Accident and Health:

  • 52 Hour California Life, Accident and Health Course (20 hours Life, 20 hours Accident and Health, 12 hours Ethics)
  • 40 Hour California Life, Accident and Health Course (20 hours Life, 20 hours Accident and Health)
  • 32 Hour California Life Course (20 hours Life, 12 hours Ethics)
  • 32 Hour California Accident and Health Course (20 hours Accident and Health, 12 hours Ethics)
  • 20 Hour California Life Course
  • 20 Hour California Accident and Health Course

** TesTeachers Cram Course included for FREE with 52, 40, 32 or 20 hour course purchase!!!**

You get it ALL, which includes:

  • TesTeachers Success Study Plan
  • 10+ Hours of Streaming and Downloadable Online Video Lectures
  • Exam Specific PDF Study Manual
  • 150+ Question Interactive Online Practice / Final Exam
  • Online Frequently Asked Questions

52 Hour California Life, Accident and Health for ONLY $125 for 60 days of access! 40 Hour California Life, Accident and Health and 32 and 20 Hour California Life or Accident and Health also available! TWO discounted 60 day extensions can be purchased if

register now

California Property and Casualty Insurance Courses

This is it!  These are the courses everyone in the industry has been talking about.  Our online California insurance courses are the truest replication of a live class you will find anywhere.  We offer the only course in the industry that can be used online or offline.  We allow our students to download our study manual and video lecture sessions to view offline.  The course includes real video lecture taught by an instructor using an actual board.  You won't find any PowerPoint presentations here, or actors reading scripts only real teachers who actually teach.  Did we mention you will also have access to the audio from the video lecture sessions in streaming and downloadable format?  Oh, there are also hundreds of interactive online exam questions included in the course as well, not to mention real human technical support should you need it, in addition to content support provided by seasoned industry experts.

Insurance and Securities School of California Courses for Property and Casualty:

  • 52 Hour California Property and Casualty Course (20 hours Property, 20 hours Casualty, 12 hours Ethics)
  • 40 Hour California Property and Casualty Course (20 hours Property, 20 hours Casualty)

** TesTeachers Cram Course included for FREE with 52 or 40 hour course purchase!!!**

You get it ALL, which includes:

  • TesTeachers Success Study Plan
  • 10+ Hours of Streaming and Downloadable Online Video Lectures
  • Exam Specific PDF Study Manual
  • 150+ Question Interactive Online Practice / Final Exam
  • Online Frequently Asked Questions

52 Hour California Property and Casualty for ONLY $125 for 60 days of access! 40 Hour California Property and Casualty also available for $96! TWO discounted extensions can be purchased if needed.

register now

California 12 Hour Ethics and Code Course

This is it!  These are the courses everyone in the industry has been talking about.  Our online California insurance courses are the truest replication of a live class you will find anywhere.  We offer the only course in the industry that can be used online or offline.  We allow our students to download our study manual and video lecture sessions to view offline.  The course includes real video lecture taught by an instructor using an actual board.  You won't find any PowerPoint presentations here, or actors reading scripts only real teachers who actually teach.  Did we mention you will also have access to the audio from the video lecture sessions in streaming and downloadable format?  Oh, there are also hundreds of interactive online exam questions included in the course as well, not to mention real human technical support should you need it, in addition to content support provided by seasoned industry experts.

Insurance and Securities School of California Courses for Ethics:

  • 12 Hour California Ethics and Code Course * THIS COURSE ONLY NEEDS TO BE COMPLETED BY FIRST TIME LICENSING CANDIDATES.
  • *Please note that the Ethics requirement is fulfilled by taking a 52 or 32 hour course.

You get it ALL, which includes:

  • TesTeachers Success Study Plan
  • 10+ Hours of Streaming and Downloadable Online Video Lectures
  • Exam Specific PDF Study Manual
  • 40+ Question Interactive Online Practice / Final Exam
  • Online Frequently Asked Questions
register now

Important Notice!

To ensure proper viewing of our Flash Videos, please ensure your Flash Player is updated to the most recent version. The current version of Flash is Version 11. Please click here to check and install the FREE update if needed.

To ensure proper viewing of the downloadable video files please make sure you have the most recent version of  Windows Media Player by clicking here.

OPTION 2 - SELF STUDY

If you would rather study the old fashioned way we can help you there too. We have hard copy Study Manuals, Exam Simulation Computer Discs, Audio CD’s, DVD’s and Flash Cards available on our publishing site:

 

SOCIAL MEDIA

Connect with us through our social media pages to stay up to date on promotions, discounts, and industry changes that impact insurance and securities licensing and continuing education:

                

             

SO WHAT IS THE CALIFORNIA INSURANCE EXAM ALL ABOUT? CLICK HERE TO FIND OUT.

Click here for the vitals on the California insurance exams

  • Exam Administration:

    The exam is multiple choice and is given on a computer.

  • Exam Fee:

    $74 if testing at a PSI center ($33 convenience charge included in exam price). If you test at one of the CDI testing sites (Los Angeles, Sacramento, and San Francisco) the convenience charge is not added.

  • Exam Breakdown:

    Life, Accident and Health Agent Examination (Life Agent):
    Total questions: 150 questions
    Total time: 195 minutes

    Accident and Health Agent Examination:
    Total questions: 75 questions
    Total time: 105 minutes

    Life - Only Agent Examination:
    Total questions: 75 questions
    Total time: 105 minutes

    Property Broker - Agent and Casualty Broker - Agent Examination:
    Total questions: 150 questions
    Total time: 195 minutes

  • Passing Score Required:

    60%

  • Exam Locations:

    For a list of testing center locations, please visit https://candidate.psiexams.com/ and download a California Candidate Information Bulletin. You may test at either a PSI or CDI location.

  • Exam Dates:

    Computerized exams are given at PSI testing centers Monday- Saturday and select locations on Sunday.

Common California Insurance Exam Candidate Frequently Asked Questions:

How do I determine which California Insurance Exam I need to take?

The type of insurance you would like to sell will determine which California insurance license you will obtain. There are two main insurance licenses in California (Life and Health and Fire and Casualty). The Life and Health insurance license will allow you to sell life and health insurance. The Fire and Casualty insurance license will allow you to sell all other types of insurance (including personal lines and commercial lines). If you are only going to be selling personal lines and NOT commercial lines then you can take the Personal Lines only exam.

Are the Insurance Exams different state to state?

Yes! Be very careful when preparing for your exam to make sure the material you study is California specific. There are many insurance schools out there that offer generic study materials. The course you study MUST be California specific. Our online course was created specifically for the California insurance exams. Our California Insurance pre-License provider name is Insurance and Securities School of California and our provider number is 45359.  

How do I schedule my insurance exam?

Before scheduling an California insurance exam, students must earn a Certificate of Completion.  California state insurance exams are administered by PSI. To schedule an exam, candidates may visit their website here. For any questions during the exam registration process, please call (800) 733-9267.

How do I earn my California insurance Certificate of Completion?

You must complete a pre-licensing course prior to taking an California Insurance exam as required by the California Department of Insurance. Here are the required hours that must be completed prior to taking your exam and obtaining your license: 

  • Life, Accident and Health - 40 hours
  • Life Insurance Only - 20 hours
  • Accident and Health Insurance Only - 20 hours
  • Fire and Casualty - 40 hours
  • Ethics and Code - 12 hours (*required for first license only)

All our online courses are approved with the state of California . Once you review and complete all assignments of this course, your Certificate of Completion will immediately be available for you to print off directly from our site.  You will need your certificate to register for your exam and apply for your license.  

Your course completion certificate will be good for three years from the date of your completion of this course.

How do I apply for my license?

For questions regarding how to obtain a license after the examination has been passed, candidates should contact the California Department of Insurance at (800) 927-4357 or visit them online at insurance.ca.gov. After passing the examination, candidates must apply for their license within three years. After three years, the Department will require the candidate to take and pass their licensing exams again as well as repeat a pre-licensing course, as the certificate of completion is expired. The state of California does require candidates to get fingerprinted as part of the licensure process.

What should I bring to the test center the day of my California insurance exam?

You should bring your Key Facts from our California insurance exam prep course to re-read just prior to going in to take your California insurance exam. This will load your memory for the test. You cannot take anything into the test room with you other than what the proctor provides you. You will be able to leave your personal belongings in a locker in the testing center waiting room. They will provide you with a pen/pencil, scratch paper, and a basic function calculator at the test site. Make sure to write down your cheat sheet on your scratch paper when you sit down at your cubicle prior to starting your California insurance exam. This will allow you to refer back to it whenever you need to during the exam.

If I don't pass is there any waiting period that applies before I can retake the California insurance exam?

This computerized exam is scored immediately upon completion of the exam.  If a candidate fails, they must pay a reexamination fee and retake the entire exam.  There is no waiting period between failed exams.

Do I have to get fingerprinted?

The state of California does  require candidates to get fingerprinted as part of the licensure process. Candidates can get their fingerprints taken at a PSI site ($68.95) or at a CDI site ($58.30).

What do the questions on the California insurance exam look like?

Here are two California insurance exam questions that come from our materials that are very similar to the formatting and content of the questions on the exam:

Life and Health

1. An insurance producer selling a Variable annuity whose cash value depends on the performance of an underlying investment account must be registered with:

A. The National Association of Insurance Commission

B. The National Association of Life Underwriters

C. The Chartered Life Underwriters

D. The Financial Industry Regulatory Authority (FINRA)

 

Property and Casualty

2. A customer has a Personal Auto Policy (PAP) written with a combined single limit of liability of $100,000. If the customer is involved in an at fault accident that injures five other people $25,000 each, how much will his policy pay: 

A. $25,000

B. $75,000

C. $100,000

D. $125,000

 

Answers and explanations to these questions found in our comprehensive California insurance exam prep online and print materials are as follows:

1. Answer - D Explanation:

 Producers selling Variable life and Variable annuities must have a state life insurance license plus a federal securities license (Series 6 or 7), which are now issued by FINRA.

2. Answer - C Explanation

While most PAPs are written with 'split limits', such as $25/$50/$50, which means that the most the insurer will pay for Bl if you injure one person would be $25,000, and the most they will pay for Bl if you injure more than one person in the same occurrence is $50,000. Remember, the per person limit for Bl is within the per occurrence limit. The last number is the limit for PD to the property of others per occurrence, which is in this example is $50,000 for PD, for a total of $100,000, not counting the cost of defense. However, most BAPs are written with single limits of liability, meaning that there are no internal or inside limits. if your combined single limit is $100,000, the insurer will pay up to that amount for Bl and/or PD, so one person could collect up to $100,000. But, if they did, there would be nothing left to cover the Bl of others of PD to their property. 

 

YOU WANT IT? YOU GOT IT! BELOW IS A TASTE OF SOME REALLY GOOD STUFF FROM OUR CONTENT TEAM.